Financial Advisors Not Discussing Social Security with Their Clients

A recent survey of people who are retired or within 10 years of retirement conducted by Nationwide Financial found that most respondents reported that their advisors were not including social security benefits in their consultations on It also found that 80% of those who responded said that they would find another advisor if their advisor did not include social security in their retirement planning at

One reason for this is that social security is a complex topic to study, according to David Giertz at Nationwide Financial Distribution. The social security handbook contains 2700 rules that must be understood by financial advisors.

Giertz said in a recent interview with The Wall Street Journal that social security is an important source of retirement income, comprising up to 40% of a retiree’s total income. When retirees opt to begin their social security benefits early, they sometimes lose as much as $300,000 over 25 years, or $12,000 each year. This makes financial planning advice on Vimeo about social security important for clients to get the most out of their potential retirement income.

David Giertz has over 30 years of experience in financial planning. He became Senior Vice President of Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company in 2013 and also became President of Nationwide Financial Distributors, Inc. at that time. David Giertz was President of Financial Institutions-Distributors Channel at Nationwide from 2004 to 2009 and President of Financial Institutions-Wirehouse Distribution Channel from 2009 to 2013. He studied at Millikin University for his Bachelor’s in Business Administration and went on to obtain an MBA from University of Miami’s School of Business.

Lori Senecal Announces The Opening Of CP+B’s New Office In Beijing

Crispin Porter & Bogusky (CP+B), a creative agency of MDC Partners Network, has announced that they would be launching their new office in Beijing. The company shall serve its two global accounts Infiniti and American Airlines as well as Tencent. The new office has 18 staff members who will be under the leadership of Bamboo Ye, the general manager and executive creative director of CP+B. A creative director, business director and strategy director will assist Ye to undertake his management duties. CP+B Beijing will collaborate with the global team based in the company’s Los Angeles office to provide full-service capabilities, including strategic and creative direction to Infiniti China. For American Airlines, the shop will work together with the agency’s global team based in Colorado to offer local information and creative solutions for the audience in Chinese.

This new office comes after the establishment of APAC office in Hong Kong in 2015. CP&B started serving as the creative agency-of-record for Infiniti in 2014. While managing the account as out of Boulder, the company posited that it was always planning to open a location in China. After working with TM Advertising, McCann affiliate, for almost 25 years, American Airlines settled for CP+B to be its creative agency of record. In 2014, CP&B opened offices in Brazil. In 2015, they partnered with a Swedish agency, Forsman & Bodenfors. The company has other offices in Gothenburg, London, Miami, Stockholm and Copenhagen. Lori Senecal, the Global CEO of CP+B ( ), said that the Beijing office takes the company a step higher in creating an arsenal of strategic and creative talent around the world. She added that their modern global model helps them to maintain global consistency and strong market flair through a culture of team work across their 10 offices.

In her current role, Lori Senecal is in charge of CP+B’s global growth and expansion besides ensuring proper coordination of all the nine international offices of the firm. Senecal is also responsible for the company’s continued global development. After joining the agency in 2015, Lori focused on changing the culture and the business model of the company. She came up with a modern global agency that is defined by agility, innovation, and collaboration. This innovative approach has given the company the ability to sustain its consistency internationally with superior local market flair. This success caught the eye of Ad Age. They recognized the company as Creativity Innovators of the Year. In addition, Lori Senecal was named as one of the four Agency Executives to Watch in 2016.

Check out her Linked In page for more info.

Securus Wants an Independent Judge to Prove They’re the Best

Securus Technologies wants an independent judge to test who is the better company in a tech-off against Global Tel Link. This news comes after the GTL company has been stating facts that the Securus company says are simply not true. The proposal for the independent technology judge would have these two companies head to head, in a series of tests to determine which company is the better one out of the two. Range of products offered, quality of telephone platform, and amount of capital are just a few of the criteria that the Securus company wants looked at. News of this technology battle between two companies arrives in the wake of claims made by GTL that Securus did not take kindly to.


In comparisons made by Securus, when discussing GTL, they present interesting data. For instance, Securus maintains that they have a domestic call center, while GTL mostly outsources this work to other countries. The Securus company also claims that many customers have made the switch, from Global Tel Link, to their business. In addition, Securus also mentioned features that this company has which are not offered by GTL. As of right now, there has been no response from Global Tel Link which leaves the future of this technology battle happening up in the air.